The voting membership of this Association shall be composed of business entities doing business as individuals, partnerships, corporations, or other forms of business organizations holding valid New York resident agents’ and/or brokers’ licenses. These organizations shall be in the business of providing insurance and financial services products to end-users. Further, these organizations shall By-Laws/Big I New York By-Laws Rev 0216 - 2 - have the ability to represent multiple carriers and own the expirations and renewals on a portion of their business.